How does Kount Basic work?

Once Kount Basic has been configured and enabled, Recurly will invoke Kount's Risk Inquiry Service (RIS), sending IP address, email address, card details, billing info, and transaction details, for each new card prior to contacting the payment gateway for verification.

If the risk decision is to decline the transaction based on your settings, then Recurly will terminate the transaction and it will not be submitted to the payment gateway. Otherwise, Recurly will continue with the transaction processing by submitting the details to the payment gateway. It’s important to note, the more aggressive your fraud settings are, the higher the transaction decline rate will be. The more relaxed your fraud settings are, the lower the transaction decline rate will be. Thus, it is essential to find the right balance in your configuration.

Note: To implement Kount Basic Recurly Account must be on Professional or Enterprise/Elite Plan